Print this page, check-off your progress, and upload this completed sheet with your Supportive Documentation.
Use this checklist for Clarity and Convenience

1. According to our Down Payment Assistance Calculator, enter the Dollar amount of the purchase price that you are eligible for $__________

2. According to our Down Payment Assistance Calculator, enter the Dollar amount of your own cash to close needed to purchase your home after assistance from $__________

3. Check Mark __________ No History of Foreclosures, Deeds in Lieu of Foreclosure or Short-Sales in the last 3 years. Note: 2 years may be acceptable when caused by an isolated, unavoidable and resolved loss of income.

4. Check Mark __________ Our Down Payment Assistance is ONLY for New Construction - and Existing Properties Listed For-Sale on the MLS
 a. No Short-Sales Properties
 b. No Foreclosed Properties
 c. No Bank Owned Properties
 d. No For-Sale By-Owners (FSBO's)
 e. No Transactions from Builders working outside of FMH network

5. Check Mark __________ Use - Check Credit Scores frequently

6. Check Mark __________ Credit Repair is required for applicants with less than 580 Credit Scores, your counselor will assist you during your Down Payment Assistance Grant application:
 a. We endorse Fast Start Financial, a technologically advanced Credit Repair company that produces quick results
 b. a link to access Fast Start Financial can be located on the main menu of

7. Check Mark __________ Credit Supplements are required for applicants with less than 680 Credit Scores, your lender will assist you during your Mortgage Loan application. Credit Supplements may increase scores up to 90 points:
 a. Report 2 years of Rental History. Individual ($145.00) with spouse ($170.00) Enroll here >> VISIT
 b. Report Utilities Payment History ($36.00) >> Our preferred Lender will enroll you
 c. Report Mobile Phones Payment History ($36.00) >> Our Preferred Lender will enroll you
 d. Report Car Insurance Payment History ($36.00) >> Our Preferred Lender will enroll you
 e. Student Loan Re-Structuring ($0.00) >> Our Preferred Lender will enroll you

8. Check Mark __________ Watch the VA-USDA Zero Out of Pocket videos and

9. Check Mark __________ Use the USDA Income Calculator and Property Eligibility Website

10. Check Mark __________ Watch the DO’S AND DON’TS video (Things to Avoid)

11. Check Mark __________ Confirm that you have and will provide all applicable Supportive Documentation

12. Check Mark __________ Are you prepared to demonstrate your Available Funds to close deposited in your bank account for the last 2 months?
 a. Credit Report ($39.00)
 b. Home Inspection Report ($400.00)
 c. Appraisal Report ($600.00)
 d. Earnest Deposit to Seller ($3,000.00)
 e. 2 - 3 months mortgage payments reserves ******

13. Check Mark __________ There are 2 conditions in which mortgage approved homebuyers receive Down Payment Assistance from (1) They publicize our down payment assistance by posting a social media post when they get a clear to close before they close, and (2) they use the services of our preferred lenders and realtors.

14. Check Mark __________ The 501(c)(3) only provides Down Payment Assistance at the day of closing, therefore, it is you who must provide your own initial out of pocket funds to engage the Seller in your purchase transaction.

15. Check Mark __________ is neither a Residential Lender nor a Residential Real Estate Broker, as such it does not offer or broker Residential Mortgage Loans, nor broker the Sale or Purchase of Residential Real Estate. is a Down Payment Assistance Grants Program managed in collaboration with Real Estate Mortgage Grants and Down Payment Assistance, Inc., a 501(c)(3) Non-profit Organization.

16. Check Mark __________ Information received from is NOT to be construed as an offer to lend or Broker Residential Real Estate

17. Check Mark __________ My enrolling sponsor will not ask or collect Money, or information related to my Social Security, Date of Birth, Credit Report, Credit Accounts, or Bank Accounts. FUNDMYHOME.ORG PROHIBITS ITS ASSOCIATE MEMBERS FROM COLLECTING MONEY OR DOCUMENTS FROM HOMEBUYERS OR OTHER ASSOCIATE MEMBERS.

18. Check Mark __________ There are NO Fees associated with; No Application Fees, No Broker Fees or added Closing Costs. Closing Costs are typical and Customary; Nothing More, Nothing Less. Nevertheless, certain upfront costs are paid directly to service providers out of Home-buyers’ own funds:
   • Credit Report Approximately $39.00,
   • Appraisal Report Approximately $600.00,
   • Property Inspection Report Approximately $400.00.
   • Earnest Deposit paid directly to Sellers which is recommended to be a minimum of $3,000.00,

19. Check Mark __________ We want our Preferred Lenders to approve our Homebuyers’ loan requests, therefore recommends that homebuyers show 2 – 3 months mortgage payment cash reserves left in their bank accounts above and beyond the funds listed above.
   • Some conditions apply (when using gift funds, you will be required to show a gift letter and two months bank statements from a family member before you initiate your Home Buying process). These funds, whether your own, or gifted from a family member must be already seasoned/deposited in your own bank account for a minimum of 60 days prior to application.

20. Check Mark __________ PLEASE NOTE: At its sole discretion, may decide to help Lenders in bringing Homebuyers to close with $0.00 out of pocket...... Additionally...., All Mortgage Approved United States Veterans holding VA Certificates of eligibility, and Homebuyers Approved for a USDA Mortgage, buying a Home inside of a USDA Designated Area can always close with with $0.00 out of Pocket. What this means is that applicants who is able to help to close with ZERO Out of Pocket may recover their initial out of pocket expense (Credit Report, Appraisal Report, Home Inspection Report, and Earnest Deposit).